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Your Trusted Source for

Mortgage Education

Whether you are starting your career as a mortgage loan officer or looking to renew your license, you are in the right place! We offer NMLS-approved pre-license and continuing education courses that satisfy national and state-specific requirements, as well as comprehensive exam preparation material to help you pass the NMLS exam on the first try.

Our courses include engaging and relevant information to ensure you have the right skills and knowledge to understand current industry trends that will help you advance your career. They are also designed to fit the needs of the busy professional, conveniently offered online via self-paced individual study, webinar and live instructor-led.

Fall Promo! 20% off ALL Mortgage Education Products through November 30!

Our Course Offerings

We are proud to partner with MortgageEducation.com to offer a wide range of mortgage licensing & continuing education courses that meet the SAFE Act requirements. Browse all our course offerings or select from one of the programs below. 

Course Categories

Choose the menu that best represents where you are in your career, and we will guide you to the program that is the right fit for you. Or contact us at (888) 557-6770 or info@mortgageeducation.com.

Pre-licensing Programs

For getting your Mortgage Loan Originator License
Our online pre-licensing programs are flexible, effective, and meet the SAFE Act mortgage pre-license education requirements for new Mortgage Loan Originators. Just what you need to launch into your career.

Exam Preparation

For preparing for the NMLS licensing exam
Comprehensive Exam Preparation with all of the information needed to pass the SAFE National Exam. Includes over 800 questions, a 450 page study guide and plenty of activities for you to be ready.

Continuing Education

For renewing your Mortgage Loan Originator License
Program covers SAFE Continuing Education requirements for Mortgage Loan Originators. The core program includes 3 Hours on Federal Law and Regulations, 2 Hours on Ethics and 2 Hours on Nontraditional Mortgages with option of adding 1 hour of State Law. Online self-study courses are enhanced with video or join one of our live webinars. 

Late Continuing Education

For reinstating your Mortgage Loan Originator License
Program is intended to satisfy CE requirements for 2020 or the last year a mortgage loan originator held an active license. The core program includes 3 Hours on Federal Law and Regulations, 2 Hours on Ethics and 2 Hours on Nontraditional Mortgages with option of adding 1 hour on State Law.

Professional Development

Every mortgage loan originator is required to have yearly updated training, and any CFPB or State Auditor can request proof that you have completed this training. Learn new skills to help you advance your mortgage career and protect your business in case you are audited.

Frequently Asked Questions

We've gather the most commonly asked questions here. Still need help? Contact us!

What is the Refund policy?

A request for refund, less a 15% processing fee, will be honored if requested within seven (7) calendar days of purchase date; however, no refunds will be issued for courses which have been started, completed or expired.  Additionally, for classroom courses, refund requests must be received no later than fourteen (14) days prior to the course start date.

What are the different course formats available to the student?

We have four formats: Online Instructor-Led, Online Self-Paced Study (CE only), Live Classroom Instruction and Classroom Equivalent Webinars.

How can the Live Instructor help while the customer is taking the course? Is it 24/7?

When students are in webinar-based classes, the instructor is there the entire time to answer questions. In Online Instructor Led courses, emails go to the instructors. Responses to required activities such as case studies occur twice a day. Prelicensure courses are NOT self study courses!

What are the course approval numbers?

The course IDs are visible in the course name. You may also consult the NMLS Master Course Catalog for more details.

When do courses expire?

NMLS Approved course purchases are good “forever” as long as we continue offering the course. Once you decide to start an Online Instructor-Led course, you will have a limited time to complete it. Test preparation courses are available for 90 days. Once you begin an Online Self-Study Continuing Education course, you must complete it by the end of the calendar year.

What is the passing score for NMLS Pre-licensure and Continuing Education?

For final exams in NMLS education, the required pass rate is 75%.

Why are the NMLS CE courses so rigorous?

The SAFE Act requires the Continuing Education course to be completed with the student engaged in the material the entire time. The NMLS is taking this seriously.  In the full course specifications, the NMLS ensures seat time by requiring details such as a 6 minute forced logout with no warning as well as including several interspersed activities between the materials review.  For more details and the official NMLS interpretation, see here.

What is the passing score for test preparation?

Our test preparation is set higher because we allow unlimited retakes and have found that after several retakes students begin to memorize the questions.   We want students to know the information, not just the questions we present.  There are thousands and thousands of questions in the NMLS exam database.  Practice exams are designed to force you to re-review text and understand the explanations we give so as to prepare you for similar questions.

When do I take the NMLS Pre-Licensure exam?

Students may take the NMLS State and National Exams in any order they choose, and may take them before or after completing the Pre-Licensure Education

Are the certificates available upon completion?

If you are not taking these courses for Continuing Education Credit or State Certifications of any Kind, your Certificates will be available to you to Print from your Final exam box located on your “Welcome Page” instantly upon completion of the Final exam.


What our clients have to say...

  • Very, Very Impressive!!!

    Tunica Ingram

    Benson, North Carolina

  • Fantastic course a lot of great information on RESPA. Truth in Lending another great course. WOW!

    Wayman H

    Jacksonville, Florida

  • What a great course! Your simple approach and the content was great. The course covered everything and I am recommending Mortgage-Education.com to my friends. Oh, by the way, I am working as a loan officer for a national mortgage company.

    Thomas D. Sankey

    St. Louis, Missouri

  • I like to say that I like the way everything is taught. It's not just pounding you with knowledge, but it's putting some things in story or example form. This allow the student to relate to some things you may be saying a lot easier.

    Willis Mc Millen

    Dover, Delaware

Need Support?

If you have any questions, please let us know, and we'll get you an answer right away!

Enrollment Support:

Technical Support:

Telephone support is available weekdays from 9am to 8pm ET.

For over three decades, Charlie Krackeler has been providing real estate and mortgage education in California, allowing Real Estate and Mortgage professionals to obtain and review licenses with ease.
(888) 557-6770info@mortgageeducation.com
Office Hours: M-F 9am - 8pm 
DRE Sponsor# 2617
NMLS Provider ID# 1400051
Contact Charlie Krackeler:
(650) 941-4321support@charliekrackeler.com
134 Willet Circle, Watsonville, CA 95076
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